Change it whenever you like, or set up automatic changes to your salary. Clear rates, no fees, and automatic payment within 24–48 working hours.
CHF
EUR
USD
GBP
CHF
EUR
USD
GBP
Do you have any questions? Browse the FAQs
The virtual IBAN (vIBAN) is your personal Swiss transit account, allowing you to receive your salary and exchange currencies without the costs of a traditional Swiss bank account. Currency conversion and transfers to your personal account are automated, removing paperwork, delays and unnecessary administration.
*Bivial AG acts exclusively as a technical sub-processor and infrastructure provider to Mondial Change SA; end-users hold no direct business, contractual, or custodial relationship with Bivial AG.
Exchanging currency with Swimo is simple and fast. Just follow these steps.
Exchanging currency with Swimo is simple and fast. Just follow these steps.
Keep your ID document and smartphone ready for verification. Once registered, you'll instantly receive your personal vIBAN.
Transfer funds from your Swiss bank account or provide your vIBAN to your employer for salary payments. Incoming funds are detected automatically.
As soon as the Swiss francs reach your vIBAN, we automatically convert them using the best available exchange rate at that moment.
Your transfer is immediately sent to your destination account in the selected currency. Funds typically arrive within 24–48 business hours.
Swimo is built to keep your transactions secure. Full compliance with Swiss and international financial regulations ensures reliability at every step.
Secure transactions
SSL encryption safeguards all sensitive information and communications.
Affiliated with PolyReg and compliant with applicable financial regulations.
Transparent invoicing
A valid identity document and basic details for profile verification.
Usually between 24 and 48 working hours.
No, you can always see the rate and the amount you will receive in advance.
Get started with Swimo today.
