Swimo!
Set it up and forget about it.

Change it whenever you like, or set up automatic changes to your salary. Clear rates, no fees, and automatic payment within 24–48 working hours.

From
  • CHF
  • EUR
  • USD
  • GBP
To
  • CHF
  • EUR
  • USD
  • GBP
Current exchange rate
Savings Estimated savings in CHF compared with the costs of traditional banks.

Do you have any questions? Browse the FAQs

Key benefits

The virtual IBAN (vIBAN) is your personal Swiss transit account, allowing you to receive your salary and exchange currencies without the costs of a traditional Swiss bank account. Currency conversion and transfers to your personal account are automated, removing paperwork, delays and unnecessary administration.

What’s included with the Swimo vIBAN

  • No setup fees or monthly charges
  • Competitive exchange rates
  • Automatic transfer within 24–48 hours

What the Swimo vIBAN does not provide

  • Long-term fund storage or deposit services
  • Transfers to or from third parties
  • Direct payment of bills or invoices from the vIBAN

How does it work?

Exchanging currency with Swimo is simple and fast. Just follow these steps.

Sign up

Keep your ID document and smartphone ready for verification. Once registered, you'll instantly receive your personal vIBAN.

Send in CHF

Transfer funds from your Swiss bank account or provide your vIBAN to your employer for salary payments. Incoming funds are detected automatically.

Automatic currency conversion

As soon as the Swiss francs reach your vIBAN, we automatically convert them using the best available exchange rate at that moment.

Receive EUR, USD or GBP

Your transfer is immediately sent to your destination account in the selected currency. Funds typically arrive within 24–48 business hours.

Security and compliance

Swimo is built to keep your transactions secure. Full compliance with Swiss and international financial regulations ensures reliability at every step.

Secure transactions

SSL encryption safeguards all sensitive information and communications.

Affiliated with PolyReg and compliant with applicable financial regulations.

Transparent invoicing

Frequently Asked Questions

What documents are required to register?

A valid identity document and basic details for profile verification.

How long does it take to receive the change?

Usually between 24 and 48 working hours.

Are there any hidden fees?

No, you can always see the rate and the amount you will receive in advance.

View FAQs

Discover all the benefits

Get started with Swimo today.

Need help?