Sign up, get your personal vIBAN, send CHF and receive EUR, USD or GBP.
Simple, fast and transparent.
Transfer funds from your Swiss bank account to your Swimo vIBAN and exchange CHF into EUR, USD or GBP at rates more competitive than those offered by traditional banks.
Share your vIBAN with your employer and avoid opening a fee-based Swiss bank account. Receive your salary already converted into EUR, USD or GBP.
Use your vIBAN as a dedicated transit account to streamline CHF invoice flows and automatically reconcile recurring supplier payments.
A virtual IBAN (vIBAN) is a personal Swiss IBAN provided free of charge when you register. It acts as a dedicated transit account to receive your funds in Swiss francs, convert them at a competitive exchange rate and transfer them directly to your account in euros, US dollars or pounds sterling.
*Bivial AG acts exclusively as a technical sub-processor and infrastructure provider to Mondial Change SA; end-users hold no direct business, contractual, or custodial relationship with Bivial AG.
From registration to conversion. Find out all the steps.
From registration to conversion. Find out all the steps.
Create your account in just a few minutes.
Enter the amount you want to exchange and instantly see your rate, with complete transparency.
You have two options:
The system automatically detects incoming funds, applies a competitive exchange rate, converts the amount and transfers it to your destination account within 24–48 business hours.
If you need a one-off currency exchange, you can use Swimo’s standard exchange service to convert EUR, CHF, USD and GBP quickly and transparently.
Log in to the platform and enter the amount you would like to exchange.
Secure your rate instantly and know exactly how much you'll receive, with no hidden fees.
You'll receive a confirmation email with the bank details needed to send your funds.
Once your funds have been received, the converted amount is transferred to your destination account within 24 hours.
Swimo is built to keep your transactions secure. Full compliance with Swiss and international financial regulations ensures reliability at every step.
Secure transactions
SSL encryption safeguards all sensitive information and communications.
Affiliated with PolyReg and compliant with applicable financial regulations.
Transparent invoicing
Our virtual IBAN is completely free to use, with no setup costs or recurring fees. For regulatory reasons, certain transactions, such as those exceeding CHF 15,000, may require additional verification.
Terms & Conditions| Registration | Free |
| Opening a vIBAN account | Free |
| Rent | Free |
| Data updates | Free |
| Closure of vIBAN | Free |
Sign up today and discover how simple, transparent and cost-effective currency exchange can be with Swimo.
